We offer various residential real estate appraisal services to meet your needs
When purchasing a property, developing an opinion of what it's worth in order to make an informed offer to purchase is essential. For a small fee, a professional appraisal report provides you with an objective, third party opinion of a property's current market value and gives you "peace of mind" prior to making an offer to purchase.
The loss of a loved one and settling an estate from a death or probate can be very difficult. Often, the first step is to understand the true value of the estate. In most cases, a home or other real property accounts for disproportionate share of the estate's value and requires an appraisal to establish its fair market value. At this point, equitable arrangements can more easily be arrived at among disputing parties.
Before you decide to sell your home, there are several decisions to be made. First and foremost: "How much should it sell for?" But don't forget equally important questions such as "Should I paint the house before we sell?", "Should I add a third bathroom?", "Should I complete my kitchen remodel?" Unfortunately, not all things have an equal effect on the value of your home. An appraiser can help you be confident that your expense will be justified.
If you need to consolidate bills, have a college tuition to pay, or just want to tap into the equity of your home, obtaining a new loan is often a great option. Oftentimes new home loans or "refinancing" require a new appraisal of the property to determine its current market value and the amount of equity present.
We understand the stress involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough inspection, we encourage relocating employees to provide input on the positive attributes of their property along with information about any recent sales or listings in their neighborhood that they want considered.
For local developers involved in the new contraction process and lending institutions offering new construction loans, we supply new construction draw inspections for residential properties and commercial properties. We confirm that certain items are completed in the construction process during the draw inspection. With over 45 years in the draw inspection category, our team offers on time, professional knowledge of the full construction project.
A divorce can be a traumatic experience and is often further complicated by the difficult decision of "Who gets the house?" The Court may order the sale of the home or force one of the parties involved to "buyout" the other party's interest. In either case, getting an appraisal so both parties are aware of the market value of the property is highly advisable.
Selling a Home
Whether you choose to sell your home on your own or use the assistance of a real estate agent, a professional appraisal can help you make an educated decision when determining your selling price.
Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Appraiser fees are based on efforts to complete the report and not a percentage of the sales price.
Private Mortgage Insurance Removal
Private Mortgage Insurance (PMI) becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal paydown - dips below this 80% level. For a nominal fee, we can provide you with a statement regarding the home value and whether you have met the 80% loan-to-value metric. The costs of these services can be recovered in just a few months of not paying your PMI.